:root{--blue:#0071e3;--link:#0066cc;--ldk:#2997ff;--ink:#1d1d1f;--soft:rgba(0,0,0,.8);--grey:#f5f5f7;--bar:#151a20}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:system-ui,-apple-system,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;font-size:17px;line-height:1.47;letter-spacing:-.374px;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
img{display:block}
a{color:var(--link);text-decoration:none}
a:hover{text-decoration:underline}
a:focus-visible,button:focus-visible,label:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.wrap{max-width:980px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-9999px;background:var(--blue);color:#fff;padding:10px 16px;border-radius:8px;z-index:99}
.skip:focus{left:14px;top:14px}
.topbar{background:#151a20;color:#f7f5f1;font-size:12px;letter-spacing:-.12px;padding:9px 0}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:8px;flex-wrap:wrap}
.topbar a{color:#f7f5f1;opacity:.85}
.topbar a:hover{opacity:1}
.tb-brand{font-weight:600}
.nav{position:sticky;top:0;z-index:60;background:rgba(21,26,32,.82);backdrop-filter:saturate(180%) blur(20px);-webkit-backdrop-filter:saturate(180%) blur(20px)}
.nav .wrap{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;height:48px}
.brand{justify-self:start;display:inline-flex;align-items:center;gap:9px;color:#f7f5f1;font-size:14px;font-weight:600;letter-spacing:-.224px}
.brand:hover{text-decoration:none}
.nav-links{display:flex;align-items:center;gap:26px}
.nav-links a{color:#fff;opacity:.8;font-size:12px;letter-spacing:-.12px;line-height:1;padding:8px 0}
.nav-links a:hover{opacity:1;text-decoration:none}
.nav-right{justify-self:end;display:flex;justify-content:flex-end}
.nav-cta{background:var(--blue);color:#fff!important;opacity:1!important;border-radius:980px;padding:7px 15px;font-size:12px;letter-spacing:-.12px}
.nav-cta:hover{background:#0a7cf0;text-decoration:none}
#navToggle{position:absolute;opacity:0;width:1px;height:1px}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:10px 6px;justify-self:end}
.burger span{display:block;width:18px;height:1.6px;background:#f7f5f1;border-radius:2px}
.hero{background:#000;color:#fff;text-align:center;padding:76px 0 60px}
.kicker{font-size:12px;font-weight:600;letter-spacing:-.12px;text-transform:uppercase;color:rgba(255,255,255,.6)}
.hero h1{font-size:56px;font-weight:600;line-height:1.07;letter-spacing:-.28px;max-width:860px;margin:16px auto 18px}
.hero .lead{font-size:21px;line-height:1.29;letter-spacing:.231px;color:rgba(255,255,255,.8);max-width:680px;margin:0 auto}
.cta-row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-block;border-radius:980px;padding:13px 24px;font-size:17px;line-height:1.2;letter-spacing:-.374px;transition:background .2s,color .2s}
.btn:hover{text-decoration:none}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:#0077ed}
.btn-ghost-w{border:1px solid #fff;color:#fff}
.btn-ghost-w:hover{background:#fff;color:#000}
.btn-ghost-b{border:1px solid var(--link);color:var(--link)}
.btn-ghost-b:hover{background:var(--blue);border-color:var(--blue);color:#fff}
.hero-media{max-width:980px;margin:44px auto 0}
.hero-note{margin-top:20px;font-size:12px;letter-spacing:-.12px;color:rgba(255,255,255,.6)}
.sec{padding:72px 0}
.sec-light{background:var(--grey)}
.sec-dark{background:#000;color:#fff}
.sec h2{text-align:center;font-size:40px;font-weight:600;line-height:1.1;letter-spacing:normal}
.sec .lead{text-align:center;max-width:660px;margin:14px auto 0;font-size:17px;color:var(--soft)}
.sec-dark .lead{color:rgba(255,255,255,.75)}
.sec-dark a{color:var(--ldk)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.card{background:#fff;border-radius:12px;padding:24px 22px;text-align:center;box-shadow:3px 5px 30px rgba(0,0,0,.12)}
.card img{margin-bottom:18px}
.card h3{font-size:28px;font-weight:400;line-height:1.14;letter-spacing:.196px;margin-bottom:10px}
.card p{font-size:14px;line-height:1.43;letter-spacing:-.224px;color:var(--soft);margin-bottom:16px}
.more{font-size:14px;letter-spacing:-.224px}
.sec-dark .card{background:#272729}
.sec-dark .card h3{color:#fff}
.sec-dark .card p{color:rgba(255,255,255,.75)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:52px;text-align:center}
.stat b{display:block;font-size:48px;font-weight:600;line-height:1.07;letter-spacing:-.28px}
.stat span{display:block;margin-top:8px;font-size:14px;letter-spacing:-.224px;color:rgba(255,255,255,.72)}
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;max-width:840px;margin:32px auto 30px}
.chip{background:#fff;border-radius:980px;padding:9px 18px;font-size:14px;letter-spacing:-.224px;color:var(--soft);box-shadow:0 1px 3px rgba(0,0,0,.08)}
.center-link{text-align:center;font-size:17px;margin-top:6px}
.final{background:#000;color:#fff;text-align:center;padding:84px 0}
.final .lead{font-size:21px;line-height:1.29;letter-spacing:.231px;color:rgba(255,255,255,.8);max-width:640px;margin:14px auto 0}
.final .micro{margin-top:22px;font-size:12px;letter-spacing:-.12px;color:rgba(255,255,255,.6)}
.final .micro a{color:var(--ldk)}
footer.site{background:#151a20;color:#f7f5f1;padding:52px 0 30px;font-size:14px;letter-spacing:-.224px}
.f-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}
.f-name{font-size:16px;font-weight:600;letter-spacing:-.224px}
.f-brand p{margin-top:10px;opacity:.72;max-width:320px;font-size:14px}
.f-mail{color:#f7f5f1!important;opacity:1!important;font-weight:600}
.f-grid h4{font-size:12px;font-weight:600;letter-spacing:-.12px;text-transform:uppercase;opacity:.55;margin-bottom:14px}
.f-grid ul{list-style:none}
.f-grid li{margin-bottom:11px}
footer.site a{color:#f7f5f1;opacity:.75}
footer.site a:hover{opacity:1;text-decoration:none}
.f-bottom{margin-top:40px;padding-top:18px;border-top:1px solid rgba(247,245,241,.16);display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;font-size:12px;letter-spacing:-.12px;color:rgba(247,245,241,.6)}
@media(max-width:920px){.grid{grid-template-columns:repeat(2,1fr)}.stats{grid-template-columns:repeat(2,1fr)}.f-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.nav .wrap{grid-template-columns:1fr auto}.nav-right{display:none}
.nav-links{position:absolute;top:48px;left:0;right:0;display:none;flex-direction:column;gap:0;background:rgba(21,26,32,.97);padding:26px 0 30px;border-radius:0 0 12px 12px}
#navToggle:checked~.nav-links{display:flex}
.nav-links a{font-size:21px;line-height:1.5;padding:12px 0;letter-spacing:.2px}
.nav-links a.nav-cta{margin-top:10px;font-size:14px;padding:9px 18px}
.burger{display:inline-flex}
.hero h1{font-size:40px}.sec h2{font-size:30px}.stat b{font-size:38px}.hero{padding:56px 0 44px}.hero .lead,.final .lead{font-size:18px}.sec{padding:52px 0}}
@media(max-width:520px){.grid{grid-template-columns:1fr}.f-grid{grid-template-columns:1fr}.hero h1{font-size:34px}.stats{grid-template-columns:1fr 1fr;gap:14px}}

.container{max-width:980px;margin:0 auto;padding:0 22px}
.content{max-width:980px;margin:0 auto;padding:52px 22px 68px}
.topbar-inner{max-width:980px;margin:0 auto;padding:0 22px;display:flex;align-items:center;justify-content:space-between;gap:8px;flex-wrap:wrap}
.site-header{position:sticky;top:0;z-index:60;background:rgba(21,26,32,.85);backdrop-filter:saturate(180%) blur(20px);-webkit-backdrop-filter:saturate(180%) blur(20px);color:#f7f5f1}
.header-inner{max-width:980px;margin:0 auto;padding:0 22px;display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:48px;flex-wrap:wrap}
.main-nav{display:flex;align-items:center;gap:26px;flex-wrap:wrap}
.main-nav ul{display:flex;align-items:center;gap:26px;flex-wrap:wrap;list-style:none}
.main-nav a{color:#fff;opacity:.8;font-size:12px;letter-spacing:-.12px;line-height:1;padding:8px 0}
.main-nav a:hover{opacity:1;text-decoration:none}
.main-nav a[aria-current="page"]{opacity:1;font-weight:600}
button{font:inherit;cursor:pointer}
.button,.btn-primary,.btn-secondary,.btn-outline{display:inline-block;border:1px solid transparent;border-radius:980px;padding:13px 24px;font-size:17px;line-height:1.2;letter-spacing:-.374px;text-align:center;transition:background .2s,color .2s,border-color .2s}
.button:hover,.btn-primary:hover,.btn-secondary:hover,.btn-outline:hover{text-decoration:none}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:#0077ed}
.btn-secondary{background:var(--grey);color:var(--ink);border-color:rgba(0,0,0,.12)}
.btn-secondary:hover{background:#e8e8ed}
.btn-outline{background:transparent;color:var(--link);border-color:var(--link)}
.btn-outline:hover{background:var(--blue);border-color:var(--blue);color:#fff}
.btn-nav{display:inline-block;background:var(--blue);color:#fff;border-radius:980px;padding:7px 15px;font-size:12px;letter-spacing:-.12px}
.btn-nav:hover{background:#0a7cf0;text-decoration:none}
.section{padding:72px 0}
.section-alt{background:var(--grey)}
.section h2{font-size:40px;font-weight:600;line-height:1.1;text-align:center}
.section .lead{text-align:center;max-width:660px;margin:14px auto 0;font-size:17px;color:var(--soft)}
.page-hero{background:#000;color:#fff;text-align:center;padding:64px 0 56px}
.page-hero h1{font-size:48px;font-weight:600;line-height:1.08;letter-spacing:-.24px;max-width:820px;margin:14px auto}
.page-hero .lead{font-size:19px;line-height:1.35;color:rgba(255,255,255,.8);max-width:640px;margin:0 auto}
.hero-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:28px}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:-.12px;text-transform:uppercase;color:var(--link)}
.page-hero .eyebrow,.sec-dark .eyebrow{color:rgba(255,255,255,.6)}
.meta-line{font-size:12px;letter-spacing:-.12px;color:var(--soft);margin-top:12px}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.service-card{background:#fff;border-radius:12px;padding:24px 22px;box-shadow:3px 5px 30px rgba(0,0,0,.12)}
.service-card h3{font-size:21px;font-weight:600;letter-spacing:-.11px;margin-bottom:8px}
.service-card p{font-size:14px;line-height:1.43;letter-spacing:-.224px;color:var(--soft)}
.card-link{display:inline-block;margin-top:14px;font-size:14px;letter-spacing:-.224px}
.card-link::after{content:"\203A";margin-left:4px}
.abn-card{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:12px;padding:20px 22px;box-shadow:0 1px 3px rgba(0,0,0,.06)}
.abn-card h3{font-size:17px;font-weight:600;margin-bottom:6px}
.abn-card p{font-size:14px;letter-spacing:-.224px;color:var(--soft)}
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:44px;text-align:center}
.values-grid h3{font-size:21px;font-weight:600;margin-bottom:6px}
.values-grid p{font-size:14px;line-height:1.43;letter-spacing:-.224px;color:var(--soft)}
.ticks{list-style:none;max-width:720px;margin:26px auto 0}
.ticks li{position:relative;padding:6px 0 6px 30px;font-size:17px;letter-spacing:-.374px;color:var(--soft)}
.ticks li::before{content:"\2713";position:absolute;left:2px;color:var(--blue);font-weight:700}
.steps,.process-steps{list-style:none;counter-reset:step;max-width:720px;margin:44px auto 0}
.steps li,.process-steps li{counter-increment:step;position:relative;padding:0 0 28px 54px}
.steps li:last-child,.process-steps li:last-child{padding-bottom:0}
.steps li::before,.process-steps li::before{content:counter(step);position:absolute;left:0;top:-2px;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;font-size:15px;font-weight:600;display:flex;align-items:center;justify-content:center}
.steps h3,.process-steps h3{font-size:21px;font-weight:600;margin-bottom:4px}
.steps p,.process-steps p{font-size:14px;letter-spacing:-.224px;color:var(--soft)}
.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center;margin-top:44px}
.story-image img,img.story-image{width:100%;height:auto;border-radius:12px}
.story-text h3{font-size:28px;font-weight:600;letter-spacing:-.14px;margin-bottom:10px}
.story-text p{font-size:14px;line-height:1.5;letter-spacing:-.224px;color:var(--soft);margin-bottom:10px}
.reassurance{display:flex;flex-wrap:wrap;gap:12px 28px;justify-content:center;margin-top:36px;font-size:14px;letter-spacing:-.224px;color:var(--soft)}
.secondary{font-size:14px;letter-spacing:-.224px;color:var(--soft)}
.cta{display:inline-block;color:var(--link);font-size:17px;letter-spacing:-.374px}
.cta::after{content:"\203A";margin-left:4px}
.cta:hover{text-decoration:underline}
.cta-section{padding:72px 0;text-align:center}
.cta-section h2{font-size:40px;font-weight:600;line-height:1.1}
.cta-section p{max-width:640px;margin:14px auto 0;font-size:17px;color:var(--soft)}
.cta-section .cta-row{margin-top:26px}
.cta-band{background:#000;color:#fff;text-align:center;padding:60px 0}
.cta-band h2{font-size:40px;font-weight:600;line-height:1.1;max-width:720px;margin:0 auto 12px}
.cta-band p{color:rgba(255,255,255,.75);max-width:640px;margin:0 auto}
.cta-band .cta-row{margin-top:26px}
.cta-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px;text-align:left}
.cta-grid>div,.cta-grid>a{background:#fff;border-radius:12px;padding:26px 24px;box-shadow:3px 5px 30px rgba(0,0,0,.12);min-width:0}
.cta-grid h3{font-size:21px;font-weight:600;margin-bottom:6px}
.cta-grid p{font-size:14px;line-height:1.43;letter-spacing:-.224px;color:var(--soft)}
.quote-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:40px;align-items:start;margin-top:40px}
.quote-form{background:#fff;border-radius:12px;padding:28px;box-shadow:3px 5px 30px rgba(0,0,0,.12)}
.quote-form h2{font-size:28px;font-weight:600;letter-spacing:-.14px;margin-bottom:18px}
.quote-form-col{display:grid;gap:16px;margin-top:16px}
.quote-form-col:first-of-type{margin-top:0}
.field{display:grid;gap:6px}
.field label{font-size:14px;font-weight:600;letter-spacing:-.224px}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:17px;letter-spacing:-.374px;color:var(--ink);background:#fff;border:1px solid rgba(0,0,0,.22);border-radius:10px;padding:12px 14px}
.field textarea{min-height:120px;resize:vertical}
.field input::placeholder,.field textarea::placeholder{color:rgba(0,0,0,.4)}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--blue);outline-offset:0;border-color:var(--blue)}
.field-check{display:flex;align-items:flex-start;gap:10px;font-size:14px;line-height:1.4;letter-spacing:-.224px;color:var(--soft)}
.field-check input{width:18px;height:18px;margin-top:2px;accent-color:var(--blue);flex:none}
.form-note{font-size:12px;letter-spacing:-.12px;color:var(--soft);margin-top:14px}
.quote-aside{background:var(--grey);border-radius:12px;padding:24px 22px}
.quote-aside h3{font-size:17px;font-weight:600;margin-bottom:8px}
.quote-aside p,.quote-aside li{font-size:14px;line-height:1.5;letter-spacing:-.224px;color:var(--soft)}
.quote-aside ul{list-style:none;margin-top:10px}
.quote-aside li{position:relative;padding:5px 0 5px 24px}
.quote-aside li::before{content:"\2713";position:absolute;left:0;color:var(--blue);font-weight:700}
.aside-note{background:var(--grey);border-left:3px solid var(--blue);border-radius:10px;padding:16px 18px;font-size:14px;line-height:1.5;letter-spacing:-.224px;color:var(--soft);margin:24px 0}
.jump-list{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;max-width:780px;margin:26px auto 0}
.jump-list a{display:inline-block;background:#fff;border:1px solid rgba(0,0,0,.14);border-radius:980px;padding:8px 16px;font-size:14px;letter-spacing:-.224px;color:var(--link)}
.jump-list a:hover{background:var(--blue);border-color:var(--blue);color:#fff;text-decoration:none}
.legal-content,.policy-content{max-width:760px;margin:0 auto}
.legal-content h1,.policy-content h1{font-size:40px;font-weight:600;line-height:1.1;letter-spacing:-.2px;margin-bottom:10px}
.legal-content h2,.policy-content h2{font-size:28px;font-weight:600;line-height:1.16;letter-spacing:-.14px;text-align:left;margin:40px 0 12px}
.legal-content h3,.policy-content h3{font-size:21px;font-weight:600;text-align:left;margin:26px 0 8px}
.legal-content p,.policy-content p,.legal-content li,.policy-content li{font-size:17px;line-height:1.55;letter-spacing:-.3px;color:var(--soft)}
.legal-content ul,.policy-content ul,.legal-content ol,.policy-content ol{margin:0 0 16px;padding-left:24px}
.legal-content li,.policy-content li{margin-bottom:6px}
.legal-toc{background:var(--grey);border-radius:12px;padding:22px 26px;max-width:760px;margin:30px auto}
.legal-toc h2,.legal-toc h3{font-size:14px;font-weight:600;text-transform:uppercase;letter-spacing:-.12px;text-align:left;margin-bottom:10px}
.legal-toc ol,.legal-toc ul{margin:0;padding-left:22px;font-size:14px;letter-spacing:-.224px;color:var(--soft)}
.legal-toc li{margin-bottom:6px}
.legal-footer-links{display:flex;flex-wrap:wrap;gap:8px 22px;justify-content:center;margin-top:34px;font-size:12px;letter-spacing:-.12px}
footer{background:var(--grey);color:var(--ink);font-size:14px}
.footer-inner{max-width:980px;margin:0 auto;padding:46px 22px 26px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.footer-brand{max-width:300px}
.footer-name{font-size:17px;font-weight:600;letter-spacing:-.224px;color:var(--ink)}
.footer-brand p{font-size:12px;line-height:1.5;letter-spacing:-.12px;color:var(--soft);margin-top:10px}
.footer-col{font-size:12px;letter-spacing:-.12px}
.footer-col h3,.footer-col h4{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:-.12px;color:rgba(0,0,0,.5);margin-bottom:10px}
.footer-nav,.footer-links{list-style:none}
.footer-nav li,.footer-links li{margin-bottom:8px}
.footer-nav a,.footer-links a{font-size:12px;letter-spacing:-.12px;color:rgba(0,0,0,.72)}
.footer-nav a:hover,.footer-links a:hover{color:var(--ink)}
.footer-fineprint{font-size:12px;line-height:1.55;letter-spacing:-.12px;color:var(--soft);margin-top:22px;max-width:820px}
.footer-abn{font-size:12px;letter-spacing:-.12px;color:rgba(0,0,0,.55);margin-top:8px}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;border-top:1px solid rgba(0,0,0,.12);margin-top:26px;padding-top:18px;font-size:12px;letter-spacing:-.12px;color:rgba(0,0,0,.55)}
@media(max-width:760px){.services-grid,.values-grid,.cta-grid,.story-grid,.quote-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:24px}.stats{grid-template-columns:repeat(2,1fr)}.hero h1{font-size:38px}.page-hero h1{font-size:34px}.sec h2,.section h2,.cta-band h2,.cta-section h2,.legal-content h1,.policy-content h1{font-size:30px}.steps li,.process-steps li{padding-left:46px}.footer-bottom{flex-direction:column;align-items:flex-start}}